Manager: Credit Governance

• Maintain and improve the cluster’s credit governance framework, keeping policies, charters and standards aligned to internal requirements, Group Risk expectations and regulatory changes

• Update governance documents and embed legislative or internal policy changes into credit processes and committee requirements

• Coordinate the governance infrastructure: annual master diaries, meeting calendars, quorum schedules, submission deadlines and quality assurance of committee packs

• Prepare accurate, technically sound minutes and action logs, circulated in time to enable informed decision-making

• Track and close matters arising by maintaining clear linkages between committees

• Guide stakeholders on appropriate approval pathways for credit proposals across segment, cluster and group governance structures

• Proactively identify and escalate quorum challenges, late submissions, process breaches or policy gaps, and recommend practical solutions

• Serve as the central point for governance evidence required by audits and assurance teams

• Support the resolution and embedding of audit findings

• Partner with reporting teams to translate committee outcomes into monitoring, management information and post-approval oversight

• Prepare portfolio insights and review materials using MIS data, providing monthly business feedback to support credit book oversight

• Build strong stakeholder relationships on credit processes, policies, documentation and governance expectations

• Identify and implement improvements to governance processes, workflows, reporting structures and credit systems

• Ensure adherence to bank policies, procedures and regulatory requirements, reinforcing sound credit-risk practices across governance forums

• Contribute to team capability by identifying skills gaps, encouraging training and driving knowledge uplift

• Promote a culture aligned to Nedbank’s values, participating in transformation and corporate responsibility initiatives

• Matric / Grade 12 / National Senior Certificate

• Advanced Diploma / National 1st Degree

• Preferred: Finance, Risk Management, Business Administration, Accounting, Economics or Governance qualification

• Preferred certifications: Credit Risk Management; Governance or Compliance-related; Project management (PRINCE2, PMP)

• Minimum 5+ years’ practical experience in credit, including credit risk, lending lifecycle, credit management or portfolio monitoring

• Ability to interpret credit policies, proposals, impairments, risk indicators and portfolio behaviours

• Experience within structured governance environments, preferably involving committee coordination or support

• Exposure to assurance or audit processes, including providing evidence, managing requests and supporting remediation

• Proven experience engaging senior stakeholders on credit-related matters and delivering accurate, high-quality governance outputs

• Background in environments requiring strict compliance, documentation management and governance discipline

• Knowledge: business administration, financial accounting, governance risk and controls, project management, regulatory knowledge, SLAs, strategic planning, and management information and reporting principles